If you are a regular reader of my blog then you know our financial story. Jacob and I got married in July 2015 and merged our finances. Together we were at a total of $80,000 of student loan debt. Since then, we have been living frugally, working a lot, and putting every extra dime we … More 10 Things Limiting You From Becoming Debt Free
After writing this blog for over a year, many people know about my love for budgeting and personal finance. Even friends of my parents are aware! Most times, we get great positive feedback from family and friends who see how hard Jacob and I are working to achieve financial peace. And from the outside, we … More My Personal Struggle With Contentment
For all you Dave Ramsey die hards out there, you probably won’t like this post… But I felt like I needed to share about where and why I disagree with Dave Ramsey. For those of you who don’t know who Dave Ramsey is, he is a personal finance guru who has written multiple books and … More Where I Disagree With Dave Ramsey
I started a new job in January and I absolutely love it! It utilizes my skills and passions, and I enjoy getting up to go to work every morning. Another upside is that I have a 5 minute commute to work each morning. With such a short commute, I am able to put in my 40 … More Side Hustles: Why You Need One and 5 You Can Start This Week
It’s a highly debated topic among many financial experts. What should I do with my extra money? Pay off debt or invest it for retirement? Both sides have great points that need to be addressed so that you can make the best decision for you and your situation! Investing I’ve written about this before, but … More Invest or Pay Off Debt: Which is best?
When you’re paying off debt, you’re committed to the long haul. For Jacob and I, we’ve been on this journey for a year and a half and have about a year to go. To say that this journey has been difficult isn’t even the beginning! We’ve made a lot of sacrifices, said no to a … More Mastering the Art of Delayed Gratification
In my last post, I shared about all we accomplished in 2016 and talked about how we paid off $30,000 in loans this calendar year (A 2016 Look Back | The Budgeting Wife)! This has been such an awesome celebration for us and I’m glad we got to share this with you guys! I know … More How a Millennial Couple Paid Off $30,000 of Student Loan Debt in 2016