We have some exciting news to share! Yesterday we paid off another entire loan! In fact it is our 3rd of 4 loans, and the biggest loan we had! It is so encouraging to see another loan crossed off our list as we work at becoming debt free! It definitely isn’t easy, but we are … More We Paid Off Another Loan! What’s Next?
For all you Dave Ramsey die hards out there, you probably won’t like this post… But I felt like I needed to share about where and why I disagree with Dave Ramsey. For those of you who don’t know who Dave Ramsey is, he is a personal finance guru who has written multiple books and … More Where I Disagree With Dave Ramsey
From fun money to emergency savings, vacation to car insurance, there are so many different items to save for each month. I love using sinking funds each month to save for large expenses. It makes saving so easy and (I’ll admit) kind of fun. A sinking fund is simply saving a small amount of money each … More 10 Sinking Funds You Should Start Today
I started a new job in January and I absolutely love it! It utilizes my skills and passions, and I enjoy getting up to go to work every morning. Another upside is that I have a 5 minute commute to work each morning. With such a short commute, I am able to put in my 40 … More Side Hustles: Why You Need One and 5 You Can Start This Week
It’s a highly debated topic among many financial experts. What should I do with my extra money? Pay off debt or invest it for retirement? Both sides have great points that need to be addressed so that you can make the best decision for you and your situation! Investing I’ve written about this before, but … More Invest or Pay Off Debt: Which is best?
It’s only January but April 15th is right around the corner! Tax commercials are in full swing and this may be a stressful time! Here are some tips on how you can make this a great tax season! 1. Get Organized Start a file folder to hold all your tax documents. Right now you will … More How to Make this a Great Tax Season
When you’re paying off debt, you’re committed to the long haul. For Jacob and I, we’ve been on this journey for a year and a half and have about a year to go. To say that this journey has been difficult isn’t even the beginning! We’ve made a lot of sacrifices, said no to a … More Mastering the Art of Delayed Gratification